• Home Loans

  • Tom Pyatt

How to beat the bank with Interest rates

A lower interest rate means you will pay your home loan off faster.


Most Kiwi's don't think you can change a fixed interest rate without losing thousands of dollars. We are actively working with clients to show them how this isn't always the case!


For example: Simon has a loan of $283,000 with a fixed interest rate of 6.65% with a remaining term of 16 months. His interest rate break costs were $5061 however with Tom's advice, Simon was able to make an interest saving of $7547 by refixing at 4.65% for 2 years to make a net saving of $2486 without changing banks. Tom may be able to help you too!